Employee Solutions

United Bank & Trust offers banking solutions for you as well as for your entire team of employees. We make it easier to bank so your employees will have more time and energy to focus on the work they do best. Let’s discuss these employee banking solutions together.



  • United PayPerks

    With this time-saving solution, employees enjoy automatic direct deposit payroll at no cost to you. PayPerks rewards include:

    • Free VIP Interest Checking with no minimum balance
    • Free online banking and eStatements
    • Loan discounts
    • And more

    Learn More >



  • Health Savings Account

    Expand your employee benefits package by offering a United Bank & Trust Health Savings Account (HSA). It helps you and your employees better manage the rising costs of healthcare.

    • Give employees control over how they spend their healthcare dollars
    • Contribute to your employees' HSAs without paying payroll taxes on those funds

    Learn More >



  • Payroll Cards

    A MasterCard® Payroll Card from United Bank & Trust is an excellent solution for distributing wages to your employees while offering a smart alternative to issuing paper payroll checks.

    • Saves money and increases efficiency
    • Safer; reduces fraud losses that may occur from issuing paper checks
    • Complements direct deposit initiative

    Learn More >


Employee Solutions & Optional Services:

  • Free benefits with direct deposit program
  • Reduction of healthcare premiums
  • Interest checking account with no minimum balance
  • Alternative payroll solutions to meet your needs

Looking for commercial financing?

Let us help.

Click Here >