Loan Solutions

As one of Michigan’s top community banks for more than a century, United Bank & Trust is proud to support businesses at every stage in their development. Efficient credit management is key to your company's success. This is why United Bank & Trust offers premium lending solutions overseen by the some of the best business bankers in the industry. We have small business loans and lines of credit to provide you with additional cash flow, help you purchase equipment, improve current structures or invest in new commercial property. Get started by meeting with us to walk through these United Bank & Trust corporate lending solutions together.



  • Commercial Real Estate & Construction Loans

    United Bank & Trust offers loan solutions with competitive rates for funding purchases and renovations.

    • Review mortgage types
    • Find a mortgage that's right for you
    • Explore construction loan solutions

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  • Term Loans

    Apply for a United Bank & Trust term loan when you need a solution to manage your company’s growth.

    • Choose from competitive fixed or adjustable rates
    • Calculate a payment that fits your budget
    • Take up to five years to pay it back

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  • Lines of Credit

    We offer lines of credit secured by short-term assets to provide your business with a working capital solution.

    • Terms vary but are typically renewed annually
    • Get floating interest rates with an agreed-upon index
    • Borrow multiple times without reapplying

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  • SBA Lending

    These loan solutions are guaranteed by the government to help small businesses get started or expand.

    • Enjoy more flexible terms than with conventional loans
    • Receive additional support from the Small Business Administration (SBA)
    • Get the funding you need to build or expand your business

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Loan Features & Optional Services:

  • Competitive Rates
  • Flexible and variable terms
  • Double rewards
  • Outstanding loans and credit solutions

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