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Lines of Credit

United Bank & Trust lines of credit are offered to support working capital and are secured by short-term assets. They’re an excellent option for bridging the gap between revenue influx and expense payments. United Bank & Trust’s lines of credit have predetermined limits that allow companies to borrow a number of times without reapplying.
 

  • Terms vary but are typically renewed annually
  • Interest rates float with an agreed upon index
  • Payments are typically interest only on a monthly basis
  • Lines are secured by assets such as: accounts receivable, inventory and equipment


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