SBA Lending

Whether you’re looking to expand your business, purchase equipment, real estate or refinance existing debt, a United Bank & Trust Small Business Administration (SBA) loan may be just the solution you’re looking for to help your company grow. Our team stands ready to work with you to evaluate your needs and find an SBA loan to fit your unique situation.

SBA Loan Features:


  • Finance up to 90% of total project costs
  • Down payment as little as 10%
  • Flexible, competitive rates
  • Longer loan payback times (10 years for equipment, working capital, and startup costs and up to 25 years on real estate)
  • No balloon payments; fully amortized loans

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