Card Solutions

As a committed provider of Michigan’s best, full-service, community banking solutions, United Bank & Trust  offers you a variety of excellent debit and credit card options.


  • Debit Card

    A faster and safer purchasing option than checks, our debit card is a smart solution.

    • Make deposits and withdraw funds 24/7
    • Use it wherever MasterCard® is accepted
    • Transfer funds at your convenience

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  • Credit Cards

    We’re proud to offer a variety of credit solutions to give you what you want from your credit card.

    • Earn cash back and purchase rewards
    • Enjoy lower interest rates
    • Build or rebuild your credit rating with ease

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  • MasterCard® SecureCode

    For added protection, we offer a private coding system that lets you shop online with peace of mind.

    • Only you and your bank know your code
    • One-time, easy setup
    • Accepted by participating merchants

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  • Gift Cards

    With a MasterCard® Gift Card from United Bank & Trust, getting the perfect gift has never been easier. Plus, with worldwide acceptance, your gift card recipient is never limited to one store. It’s the perfect solution.

    • Issued in amounts from $10 to $1000
    • Funds do not expire
    • Choose from various designs

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  • Reloadable Debit Cards

    Our MasterCard® Reloadable Debit Card is an excellent alternative to checks and cash. Simply load one with funds and use it for all the things you use cash for—shopping, gas, bill payments; any everyday purchase.

    • Convenient and worry-free
    • Easy access
    • Safer than carrying cash

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Card Features & Optional Services:

  • 24/7 account access
  • Competitive interest rates
  • Credit card products with no annual fees
  • Cash back and other purchase rewards

Looking for an interest-bearing checking account?

Explore your options.

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