We offer the most competitive credit card solutions to support all your credit card needs. From building credit to earning purchase rewards, United Bank & Trust’s credit cards* offer excellent buying power.
Visa® Bonus Rewards Card
No annual fee, unlimited 1 point cash back with a 25% bonus added every month1 on net of all purchases2, no earning caps, and the option to redeem points for gift cards, travel and so much more.
Visa® Bonus Rewards PLUS Card
$50 annual fee, an unlimited 1 point cash back with a 50% bonus added every month1 on net of all purchases2, no earning caps, and the option to redeem points for gift cards, travel and more.
Great low rate with no annual fee. (no rewards)
Special cards are available to clients who want to establish credit or need a fresh start:
College Rewards Visa® Card
Establish a solid credit history while earning valuable rewards. Earn one point for every net purchase dollar. With as few as 1,500 points, you’re eligible to redeem rewards for travel, cash, gift certificates or merchandise. No annual fee.
Secured Visa® Card
Enjoy credit even if you have an imperfect credit history with our Secured Visa® Card. Just open a United Bank & Trust savings account to be used as collateral for your credit card account. With this credit card, you can enjoy the purchasing convenience of credit and earn interest on your savings account when you carry a balance. Low annual fee.
*United Bank & Trust credit cards are for our clients' age 18 years or older with established credit.
1Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account.
2Points earned on net purchases (purchases minus credits and returns).
The creditor, issuer and service provider of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.