Checking Solutions

Your personal checking account is the one you use most often, so making the right choice is key. United Bank & Trust has four excellent solutions to support your personal checking needs.



  • Absolutely Free Checking

    We’re serious about our promises to you. That’s why you can trust us when we say something is free. Here are some benefits this personal checking account features:

    • No minimum balance
    • No monthly service charge
    • Unlimited check writing
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  • VIP Free Interest Checking

    When you want to take your personal checking to the next level, become a VIP. You get all the free benefits and more.

    • Competitive interest
    • No minimum balance
    • No monthly service charge

    Learn More >



  • 50+ Free Interest Checking

    If anyone deserves a bonus, it’s our clients who are 50 years of age and more. Free checking plus interest is the perfect solution for your money.

    • Competitive interest
    • No minimum balance
    • Easy-to-balance monthly statement

    Learn More >



  • Cash Management Checking

    Higher account balances mean higher interest rates for you. This premium solution yields the financial results you expect from an investment, with all the convenience and ease of a checking account.

    • Higher interest rates for balances of $2,500
      or more
    • Competitive interest rates for balances of $2,500 or less
    • Check-writing convenience

    Learn More >


Checking Features & Optional Services:

  • Competitive interest rates on higher balances
  • Free Internet Banking and bill pay
  • Free eStatements
  • Free debit card

Need help choosing the right account?

Let us help.

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