Home Equity Loan Solutions

At 3.25% APR, what could you do?

With a home equity line of credit through United, you unlock the power of United's flexibility. Build a new kitchen, add a deck or pay for college. The money's there when you need it.


Act now and we'll waive the first year $75 annual fee. Hurry! This offer expires May 31, 2014.*


United Bank & Trust offers competitive home equity loans and lines of credit to clients across our Michigan communities. Use these funds for continuing education, tuition, debt consolidation and other important expenses. Using your home equity is a smart financing solution because your interest may be tax deductible; check with your tax advisor.

Home Equity Loan—Fixed Rate
Enjoy the stability of a fixed monthly payment with this ideal loan solution for one-time borrowing needs.

  • Borrow up to 80% of available equity in your home
  • Competitive loan terms
  • Competitive rates

Home Equity Line of Credit
United Bank & Trust's revolving line of credit is perfect for financing home improvement projects, enhancing your travel funds or managing unexpected expenses.

  • Line of credit secured by your home, usable at any time
  • Borrow up to 80% of available equity in your home
  • Competitive loan terms with rates based on Prime



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*This promotional offer is based on a 10-year term and is available on all applications received through May 31, 2014. Does require appraisal fee and $67 tax service fee. Subject to credit approval. Rate and APR may differ depending on term, amount borrowed and loan to value and credit qualifications. Property and/or flood insurance, if applicable, are required. Rates, terms and conditions are subject to change at any time without notice.