United Mobile

If you have an iPhone or Android smartphone, you can download United Bank & Trust’s mobile banking app from the iTunes App Store or Google Play by searching for United Bank & Trust (or ubat). If you don’t have a smartphone, enroll through Internet Banking and you can use United Bank & Trust’s mobile banking solution through SMS-text messaging or your preferred mobile web browser.*

  • Monitor your account from anywhere using your mobile phone
  • Enjoy premium security of your account and transaction information with multilayer authentication
  • View account balances and transactions from wherever you are
  • Transfer funds between accounts
  • Pay your bills
  • Complete person-to-person payments
  • Deposit checks from your phone through the mobile app


Get Started with United Mobile:


  • Download the app
  • Enter your Internet Banking username
  • Verify your authentication image and passphrase
  • Enter your password


How to Deposit a Check from Your Phone:


  • Open the United Mobile App
  • Select "Deposit" from the mobile app menu
  • Choose the account you would like the check deposited into
  • Enter the check amount
  • Snap a photo of the front and back of your endorsed check
  • Confirm your deposit
  • Click and you're done!
  • Note: Each check deposited through United Mobile will incur a $0.75 fee


Questions? Visit our Mobile Banking video tutorial or our Mobile Deposit FAQs, or call our Contact Center team at 888.423.8373 option 2.


Download App for iPhone

Download App for Android


Flash Content

*Message and data rates may apply

During enrollment, if you don't receive your activation code, you may need to contact Sprint and have them allow United's short code 969-24.