Mortgage Loan Solutions
Fixed-rate mortgages offer you peace of mind with a consistent interest rate for the life of the loan.
- Lock in low interest rates
- Rates never increase
- Plan and budget with confidence
Backed by the U.S. government’s Federal Housing Administration (FHA), this mortgage is a popular solution for today’s homebuyers.
- Qualify with more flexible credit requirements
- Enjoy a low down payment
- Receive backing from the Federal Housing Administration
Building a new home? United Bank & Trust has flexible construction financing solutions.
- Pay interest only during construction
- Delay principal payments until after construction
- Convert to permanent financing when construction is complete
We are pleased to offer a government-backed mortgage solution designed to support a thriving lifestyle in rural Michigan.
- Finance up to 100%, including closing costs
- Bypass private mortgage insurance
- Enjoy a one-time guarantee fee of 2%