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Construction Financing

Whether you’re building a new home or expanding an existing structure, United Bank & Trust has flexible construction financing solutions to pay your builder and get your project off the ground. As the builder reaches your agreed-upon construction milestones, the loan funds are drawn in phases. An independent expert closely monitors the construction process, only making payments when building stages meet satisfactory standards.

 

  • Pay interest only during construction
  • Defer principal payments until construction is complete
  • Minimize your mortgage payments until your new home is complete
  • Convert to either fixed or variable-rate permanent financing when construction is complete


Learn how to save $250 on your closing costs.

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