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Fixed-Rate Mortgages

The idea of a home loan with a fixed rate for the life of the loan never loses its appeal. This mortgage solution gives you peace of mind, knowing your mortgage maintains a consistent interest rate for the entire term. A fixed-rate home loan also means you’ll have equal monthly mortgage payments. Some of the benefits of a fixed-rate mortgage loan include: 

 

  • Interest rates that never increase
  • Monthly payments that never rise
  • Security knowing exactly how much you’ll pay every month
  • Make larger monthly payments if you want to pay down the principal faster
  • Ability to lock in today’s low interest rates
  • If interest rates increase, it doesn’t affect your loan
  • If rates decrease, you can refinance the mortgage to the lower rate


Learn how to save $250 on your closing costs.

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