USDA Rural Development Loans

You can buy a home with little or no money down. This conventional, fixed-rate loan solution is guaranteed by the Michigan State Rural Development program, making it ideal for low to moderate-income families who live in rural areas. With flexible credit guidelines, our USDA Rural Development loan, simply makes it easier for borrowers to qualify.


  • Guaranteed by the Michigan State Rural Development program
  • Finance up to 100%, including closing costs
  • Great for low- to moderate-income families in rural areas
  • Carries a one-time guarantee fee of 2%
  • Private mortgage insurance is not required
  • A gift or grant can go toward your down payment, with possibly no out-of-pocket money
  • Some income restrictions apply, depending on the size of your family

Learn how to save $250 on your closing costs.

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