About USF

The Structured Finance Group is here to help local, Michigan community businesses grow and thrive. As a division of United Bancorp, Inc., we are committed to the economic success of the communities we serve. Choosing the right lending partner is an important decision that can affect your business for years to come. Our expert advisors work with you to provide you with all the financing solutions you seek—from nontraditional lending to competitive rates, low payments, flexible terms and simply wise counsel.


  • Knowledgeable, experienced commercial financing professionals
  • Creative financing solutions for your unique business needs
  • Access to strong, reputable national lenders
  • Progressive, ethical business lending practices
  • Lending for minority- and women-owned businesses
  • Exceptional personalized service

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