Building your business oftentimes requires you to make an investment in new construction. At United Bank & Trust, we create unique lending scenarios to enable your business to finance its construction needs. Contact us for a consultation on construction financing solutions for your business.


Find out more about what we can do to help build your business with new construction:


SBA 7(a) Loans

An SBA 7(a) loan provides up to 90% funding for small businesses that meet certain requirements.


  • Construction monitoring to ensure that your funds are used in a manner consistent with the cost allocations as agreed between you and your general contractor.
  • Available with as little as 10% down
  • Up to 90% financing on total project costs
  • Projects ranging from $500,000 to $5 million


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SBA 504 Loans

Small to medium-sized businesses may be able to qualify for mortgage and expansion borrowing needs with an SBA 504 loan solution.


  •    Up to 90% loan-to-cost financing
  •    Finance appraisals, title insurance, legal fees and other soft costs
  •    No down payment for certain projects

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